Generated by All in One SEO Pro v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Partner Community Capital ## Sitemaps - [XML Sitemap](https://partnercap.org/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Partner Community Capital Awarded USDA Grant to Support West Virginia Farmers and Local Food Systems ](https://partnercap.org/partner-community-capital-awarded-usda-grant-to-support-west-virginia-farmers-and-local-food-systems/) - “This grant represents an important investment in the long-term success of local farmers and food entrepreneurs. By expanding access to training, resources, and market opportunities, we can help strengthen rural economies while supporting the individuals and businesses that are essential to our communities.” - Marten Jenkins, PCAP President & CEO - [Partner Community Capital Hosts 14th Annual Western North Carolina Business Showcase](https://partnercap.org/partner-community-capital-hosts-14th-annual-western-north-carolina-business-showcase/) - SummaryPartner Community Capital Hosts 14th Annual Western North Carolina Business Showcase ASHEVILLE, N.C. — Partner Community Capital recently hosted its 14th Annual Western North Carolina Business Showcase, bringing together community leaders, funding partners, economic development professionals, and entrepreneurs for a multi-day event focused on rural investment and small business success across the region.Held May 13-15, - [Partner Community Capital Received Statewide Historic Preservation Award ](https://partnercap.org/partner-community-capital-received-statewide-historic-preservation-award/) - BERKELEY SPRINGS, W.Va. — Partner Community Capital (PCAP) was selected by the Preservation Alliance of West Virginia to receive the Michael Gioulis Downtown Preservation Award as part of the 2026 West Virginia Historic Preservation Awards.PCAP was recognized for its instrumental role in supporting the rehabilitation and revitalization of historic structures across West Virginia. Through its Partner Community Capital was selected to receive the Downtown Preservation Award as part of the 2026 West Virginia Historic Preservation Awards. - [Partner Community Capital Named 2026 CDFI of the Year by NC Rural Center](https://partnercap.org/partner-community-capital-named-2026-cdfi-of-the-year-by-nc-rural-center/) - SummaryPartner Community Capital (PCAP) has been named the 2026 CDFI of the Year by the NC Rural Center, recognizing its significant impact in rural communities across the Southeast. The award was presented at the 2026 Rural Summit in Raleigh, North Carolina, and accepted by PCAP leaders Erika McGilley and Jessie Maxwell. The honor highlights PCAP’s - [Partner Community Capital Named West Virginia Microloan Lender](https://partnercap.org/partner-community-capital-named-west-virginia-microloan-lender/) - SummaryPartner Community Capital has been designated as a new SBA Microloan lender in West Virginia, expanding access to small-dollar, flexible financing for entrepreneurs across the state. Through this program, PCAP will pair affordable loans with hands-on technical assistance, helping small businesses, especially in rural and underserved communities, start, grow, and succeed. The designation strengthens PCAP’s - [Partner Community Capital Awarded $40 New Markets Tax Credit Allocation ](https://partnercap.org/partner-community-capital-awarded-40-new-markets-tax-credit-allocation/) - SummaryPartner Community Capital receives $40M NMTC allocation to finance transformative projects creating jobs and strengthening rural Appalachian communities. CHARLES TOWN, W.Va. — Partner Community Capital (PCAP) has been awarded a $40 million New Markets Tax Credit (NMTC) allocation from the U.S. Department of the Treasury’s Community Development Financial Institutions (CDFI) Fund.The highly competitive NMTC Program Partner Community Capital receives $40M NMTC allocation to finance transformative projects creating jobs and strengthening rural Appalachian communities. - [Turning Pages and Building Community: Monkey Wrench Books Marks One Year in Morgantown ](https://partnercap.org/turning-pages-and-building-community-monkey-wrench-books-marks-one-year-in-morgantown/) - SummaryCelebrating its first anniversary, Monkey Wrench Books in Morgantown is more than a bookstore — it’s a community hub for connection, creativity, and advocacy. With support from Partner Community Capital, the store offers books, local gifts, and resources that champion social causes, while also providing a welcoming space for those in need. Monkey Wrench shows Turning Pages and Building Community: Monkey Wrench Books Marks One Year in Morgantown - [A Recipe for Perseverance: How Happy & Moore Bakery & Cafe Keeps Rising in Thomas, WV](https://partnercap.org/a-recipe-for-perseverance-how-happy-moore-bakery-cafe-keeps-rising-in-thomas-wv/) - SummaryHappy & Moore Bakery & General Store in Thomas, West Virginia, is a cherished local spot, delighting the community with fresh treats and a welcoming atmosphere. When the business faced the challenge of reorganizing its bookkeeping, Partner Community Capital provided support, guiding the team step by step. Through dedication and perseverance, they not only caught A Recipe for Perseverance: How Happy & Moore Bakery & Cafe Keeps Rising in Thomas, WV - [Fries, Flavor, and Fresh Starts: Filthy Fries Brings a Gourmet Twist to Greenville ](https://partnercap.org/fries-flavor-and-fresh-starts-filthy-fries-brings-a-gourmet-twist-to-greenville/) - SummaryFilthy Fries, a new Greenville-based food truck founded by Brandon and Ashley Smithson, is elevating a classic favorite. With support from Partner Community Capital, the Smithsons secured startup financing to launch their custom-designed food trailer and build a strong foundation for growth. Now serving breweries, festivals, and events across Eastern North Carolina, Filthy Fries is Fries, Flavor, and Fresh Starts: Filthy Fries Brings a Gourmet Twist to Greenville - [Partner Community Capital Celebrates 25 Years of Impact at All-Staff Anniversary Retreat ](https://partnercap.org/partner-community-capital-celebrates-25-years-of-impact-at-all-staff-anniversary-retreat/) - Summary“Twenty-five years is more than a celebration, it’s an opportunity to reflect on the real impact mission-driven capital can have in communities,” said Marten Jenkins, President & CEO of PCAP. “Our team’s dedication has powered this work and gathering together in Harpers Ferry allowed us to reconnect with our purpose and envision the future.” Harpers Partner Community Capital Celebrates 25 Years of Impact at All-Staff Anniversary Retreat - [Partner Community Capital’s Yaselin Gonzalez Selected for Duke University’s North Carolina Leadership Forum](https://partnercap.org/partner-community-capitals-yaselin-gonzalez-selected-for-duke-universitys-north-carolina-leadership-forum/) - SummaryPartner Community Capital (PCAP) is proud to announce that Yaselin Gonzalez, Business Lender for the Asheville, North Carolina office, has been selected to join the Fall 2025 North Carolina Leadership Forum through Duke University. ASHEVILLE, N.C. – Partner Community Capital (PCAP) is proud to announce that Yaselin Gonzalez, Business Lender for the Asheville, North Carolina - [Western North Carolina Retreat Project Rises Stronger with Support from PCAP](https://partnercap.org/western-north-carolina-retreat-project-rises-stronger-with-support-from-pcap/) - SummaryWestern North Carolina Retreat Project Rises Stronger with Support from PCAP: Orchard’s Edge Mountain Retreat, the dream project of Jonathan and Alyssa Brussee, is more than a business; it’s a vision of renewal rooted in resilience in Western North Carolina’s Blue Ridge Mountains Orchard’s Edge Mountain Retreat, the dream project of Jonathan and Alyssa Brussee, - [Building a Destination with Purpose: PCAP Helps Wunderland Resort Take Root in Old Fort ](https://partnercap.org/building-a-destination-with-purpose-pcap-helps-wunderland-resort-take-root-in-old-fort/) - SummaryBuilding a Destination with Purpose: PCAP Helps Wunderland Resort Take Root in Old Fort For entrepreneur Shawn Verbrugghe, turning big ideas into reality is nothing new—and neither is partnering with Partner Community Capital (PCAP) to make it happen.Years ago, Verbrugghe launched Amazing PubCycle, a lively pedal-powered tour company that became a staple of downtown Asheville - [Students Explore Sustainability and Innovation at Caperton Furniture Works with PCAP ](https://partnercap.org/students-explore-sustainability-and-innovation-at-caperton-furniture-works-with-pcap/) - SummaryStudents from Georgetown Day School’s Policy Institute visited Caperton Furniture Works this month for a hands-on look at sustainable business practices, hosted in partnership with Partner Community Capital (PCAP). Berkeley Springs, WV — Students from Georgetown Day School’s Policy Institute visited Caperton Furniture Works this month for a hands-on look at sustainable business practices, hosted Students from Georgetown Day School’s Policy Institute visited Caperton Furniture Works, hosted in partnership with Partner Community Capital (PCAP). - [Partner Community Capitals Hosts Transformative Business Retreat ](https://partnercap.org/partner-community-capitals-hosts-transformative-business-retreat/) - SummaryPartner Community Capitals Hosts Transformative Business Retreat Spruce Knob, W.Va. — Deep in the Monongahela National Forest at Experience Learning-Spruce Knob Mountain Center Campus, a surprising mix of outdoor entrepreneurs—from camp hosts and brewery owners to trail builders and tourism directors—gathered June 10–11 for a unique two-day branding and marketing summit hosted by Partner Community Partner Community Capitals Hosts Transformative Business Retreat - [Building Hope Under One Roof: Partner Community Capital Helps St. Gerard House Take the Next Step in Autism Support ](https://partnercap.org/building-hope-under-one-roof-partner-community-capital-helps-st-gerard-house-take-the-next-step-in-autism-support/) - SummaryBuilding Hope Under One Roof: Partner Community Capital Helps St. Gerard House Take the Next Step in Autism Support St. Gerard House—a cornerstone of support for individuals with autism and their families—is preparing to consolidate its life-changing services under one roof​ to be named St. Gerard Center for Autism​. And Partner Community Capital (PCAP) is Building Hope Under One Roof: Partner Community Capital Helps St. Gerard House Take the Next Step in Autism Support - [Truist West Virginia Foundation Presents $5,000 Grant to Partner Community Capital to Support Recreational Economies Initiative ](https://partnercap.org/truist-west-virginia-foundation-presents-5000-grant-to-partner-community-capital-to-support-recreational-economies-initiative/) - SummaryOn Friday, May 30, the Truist West Virginia Foundation presented a $5,000 check to Partner Community Capital (PCAP) in support of its Recreational Economies Initiative (REI), which helps outdoor-focused small businesses and rural communities thrive. CHARLES TOWN, W.Va. — On Friday, May 30, the Truist West Virginia Foundation presented a $5,000 check to Partner Community On Friday, May 30, the Truist West Virginia Foundation presented a $5,000 check to Partner Community Capital. - [Partner Community Capital Welcomes LaKeisha Kennedy-Flores as Chief Operating Officer ](https://partnercap.org/partner-community-capital-welcomes-lakeisha-kennedy-flores-as-chief-operating-officer/) - SummaryPartner Community Capital (PCAP), a mission-driven lender that connects capital with opportunity to build stronger Appalachian and Southeast communities, is proud to announce the appointment of LaKeisha Kennedy-Flores as its new Chief Operating Officer. CHARLES TOWN, W.Va. — Partner Community Capital (PCAP), a mission-driven lender that connects capital with opportunity to build stronger Appalachian and Partner Community Capital is proud to announce the appointment of LaKeisha Kennedy-Flores as its new Chief Operating Officer. - [Partner Community Capital Celebrates 13th Annual Western North Carolina Business Showcase, Highlights Regional Resilience and Recovery ](https://partnercap.org/partner-community-capital-celebrates-13th-annual-western-north-carolina-business-showcase-highlights-regional-resilience-and-recovery/) - SummaryPartner Community Capital (PCAP) hosted its 13th Annual Western North Carolina (WNC) Business Showcase on May 14–16, 2025, bringing together lenders, community partners, and supporters for a two-day field experience celebrating the resilience and innovation of locally owned businesses. Asheville, NC – Partner Community Capital (PCAP) hosted its 13th Annual Western North Carolina (WNC) Business Partner Community Capital hosted its 13th Annual Western NC Business Showcase on May 14–16, bringing together lenders, community partners, and supporters. - [Partner Community Capital Welcomes Three New Team Members Across Lending and Business Services ](https://partnercap.org/partner-community-capital-welcomes-three-new-team-members-across-lending-and-business-services/) - SummaryPartner Community Capital, a mission-driven lender supporting small businesses and entrepreneurs across the Southeast and Appalachia, has announced three new hires: Yaselin Gonzalez, Jessica Ice and Christopher Burg. CHARLES TOWN, W.Va. — Partner Community Capital, a mission-driven lender supporting small businesses and entrepreneurs across the Southeast and Appalachia, has announced three new hires: Yaselin Gonzalez, Partner Community Capital, a mission-driven lender supporting small businesses and entrepreneurs across Appalachia, has announced three new hires. - [Partner Community Capital Maintains A+ Rating in Financial Strength and Performance](https://partnercap.org/partner-community-capital-maintains-a-rating-in-financial-strength-and-performance/) - Partner Community Capital (PCAP) has continued its A+ rating in Financial Strength and Performance from the Aeris Rating Committee, a position that PCAP has maintained since 2011. The rating highlights PCAP's strong financial standing, solid recent performance, and effective risk management practices. Partner Community Capital (PCAP) has continued its A+ rating in Financial Strength and Performance from the Aeris Rating Committee. - [How PCAP Helped Provisions Mercantile Rebuild After Disaster](https://partnercap.org/how-pcap-helped-provisions-mercantile-rebuild-after-disaster/) - SummaryWhen Hurricane Helene flooded Provisions Mercantile in Biltmore Village, the damage was overwhelming. With 15 feet of water submerging their store, owners Matt and Heather Wright faced an uncertain future. Partner Community Capital (PCAP) quickly stepped in, offering deferred loan payments and guidance on grants and resources. This support allowed the Wrights to focus on When Hurricane Helene flooded Provisions Mercantile in Biltmore Village, the damage was overwhelming. That's when Partner Community Capital quickly stepped in. - [Powering Progress: PCAP Fuels Energy Independence with Investment in Bionic Tire Recycling in West Virginia](https://partnercap.org/powering-progress-pcap-fuels-energy-independence-with-investment-in-bionic-tire-recycling-in-west-virginia/) - SummaryPCAP supports energy independence with its investment in Bionic Tire Recycling, a 42,000-square-foot facility in WV repurposing tires for industry. Funded through WVCAP, the project boosts job creation and energy resilience. Partner Community Capital (PCAP) continues to drive environmental sustainability with its investment in Bionic Tire Recycling in Preston County, West Virginia. The facility, spanning PCAP backs Bionic Tire Recycling in WV, turning waste into resources. Funded through WVCAP, the project boosts jobs, industry, and energy independence. - [Partner Community Capital Welcomes Three New Members to Board Investment Committee ](https://partnercap.org/partner-community-capital-welcomes-three-new-members-to-board-investment-committee/) - SummaryPartner Community Capital (PCAP) is pleased to announce the addition of three esteemed professionals to its Board Investment Committee, effective January 1, 2025. Charles Town, W.Va. — Partner Community Capital (PCAP) is pleased to announce the addition of three esteemed professionals to its Board Investment Committee, effective January 1, 2025.Aaron Howell, Senior Vice President and Partner Community Capital is pleased to announce the addition of three esteemed professionals to its Board Investment Committee, effective January 1, 2025. - [Rebuilding After the Storm: How PCAP is Helping Green River BBQ Rise from Disaster](https://partnercap.org/rebuilding-after-the-storm-how-pcap-is-helping-green-river-bbq-rise-from-disaster/) - SummaryAs the owners of Green River BBQ in Saluda, North Carolina, continue to grapple with overwhelming costs and disaster recovery hurdles, Partner Community Capital (PCAP) stepped in to provide critical support, while they await an affordable estimate on the retaining wall. When Hurricane Helene tore through western North Carolina, the historic Green River BBQ in As the owners of Green River BBQ in Saluda, North Carolina, continue to grapple with overwhelming costs and disaster recovery hurdles, Partner Community Capital (PCAP) stepped in to provide critical support, while they await an affordable estimate on the retaining wall. - [The Lazy Tiger Rebounds After Hurricane Helene with PCAP’s Support](https://partnercap.org/the-lazy-tiger-rebounds-after-hurricane-helene-with-pcaps-support/) - SummaryThe Lazy Tiger, a beloved lodging and hospitality business near Asheville, was hit hard—but thanks to Partner Community Capital’s (PCAP) timely support, the business not only weathered the storm but also found ways to help its community recover. When Hurricane Helene swept through Western North Carolina, it left behind widespread devastation, testing the resilience of The Lazy Tiger, a beloved lodging and hospitality business near Asheville, was hit hard—but thanks to Partner Community Capital’s (PCAP) timely support, the business not only weathered the storm but also found ways to help its community recove - [EmpowerHer: Unlock Your Potential, Build Your Business, Strengthen Your Community](https://partnercap.org/empowerher-unlock-your-potential-build-your-business-strengthen-your-community/) - EmpowerHer is a program aimed at boosting entrepreneurs in some of the most rural parts of our state. This project focuses on a nine-county region in coal-impacted southern and central West Virginia. Raising Rural Communities through Women Entrepreneurs is a program aimed at boosting entrepreneurs in some of the most rural parts of our state. - [South Branch Inn Lights the Way: How Solar Energy and PCAP Support Are Powering a Sustainable Future ](https://partnercap.org/south-branch-inn-lights-the-way-how-solar-energy-and-pcap-support-are-powering-a-sustainable-future/) - “This project is a game-changer for us,” said Samuel Williams, co-owner of South Branch Inn. “We’ve always believed in investing in our community, and this solar initiative is part of that commitment. Partner Community Capital not only helped us secure the funding but stood beside us every step of the way.” Partner Community Capital helped South Branch Inn launch a $1.7M solar project, saving $34K annually and securing its future as a community hub. - [Partner Community Capital’s Women’s Business Center Graduates National WBC of Excellence Program](https://partnercap.org/partner-community-capitals-womens-business-center-graduates-national-wbc-of-excellence-program/) - SummaryPartner Community Capital’s Women’s Business Center proudly announces its graduation from the 2025 cohort of the National WBC of Excellence program, a prestigious initiative led by the Association of Women’s Business Centers (AWBC). Carleston, W.Va. — Partner Community Capital’s Women’s Business Center proudly announces its graduation from the 2025 cohort of the National WBC of Excellence - [Partner Community Capital Unveils Western North Carolina Holiday Shoppers Guide to Support Local Businesses Post-Hurricane Helene](https://partnercap.org/partner-community-capital-unveils-western-north-carolina-holiday-shoppers-guide-to-support-local-businesses-post-hurricane-helene/) - SummaryPartner Community Capital (PCAP) is proud to announce the release of the Western North Carolina Holiday Shoppers Guide, a curated resource designed to encourage residents and visitors to shop local this holiday season. This initiative aims to provide vital support to small businesses in the region still recovering from the devastating impacts of Hurricane Helene. PCAP publishes Western North Carolina Holiday Shoppers Guide, a curated resource designed to encourage residents and visitors to shop local this holiday season. - [Western North Carolina’s Hurricane Recovery: Building Resilience in the Face of Challenges](https://partnercap.org/western-north-carolinas-hurricane-recovery-building-resilience-in-the-face-of-challenges/) - SummaryWe’re proud to say that our clients have also worked hard to stand by their communities. Following the devastation that Hurricane Helene caused in Asheville, Mother Earth Food, a client of Partner Community Capital, quickly adapted its home delivery operation within 24 hours Following the devastation that Hurricane Helene caused in Asheville, Mother Earth Food, Following the devastation that Hurricane Helene caused in Asheville, Mother Earth Foodquickly adapted its home delivery operation within 24 hours - [Partner Community Capital’s WV REI Program Helps Glen Ferris Inn Boost Local Economy ](https://partnercap.org/partner-community-capitals-wv-rei-program-helps-glen-ferris-inn-boost-local-economy/) - SummaryWith WV REI funding more than 80% of the total project cost, Glen Ferris Inn launched a brand-new website with a full suite of digital tools, including online booking, high-quality photography, videography, and search engine optimization (SEO). This design overhaul has significantly enhanced the Inn's online presence, making it easier for guests to explore, book, With WV REI funding more than 80% of the total project cost, Glen Ferris Inn launched a brand-new website with a full suite of digital tools. - [PCAP Rallies for WNC: Loan Deferrals, Local Support, and Rapid Relief ](https://partnercap.org/pcap-rallies-for-wnc-loan-deferrals-local-support-and-rapid-relief/) - SummaryPCAP moved swiftly to offer an initial two-month loan payment deferral to impacted borrowers, easing financial pressure on local businesses that were forced to close. This is just a first step, designed to help businesses focus on immediate needs. PCAP’s lending team is working closely with individual clients to review their needs going forward As As a first step in Hurricane Helene recovery, PCAP moved swiftly to offer an initial two-month loan payment deferral to impacted borrowers. - [Partner Community Capital Celebrates Cedric Greene's Completion of the Risk Management Association’s Business Lending Course ](https://partnercap.org/partner-community-capital-celebrates-cedric-greenes-completion-of-the-risk-management-associations-business-lending-course/) - Partner Community Capital is proud to announce that Cedric Greene has successfully completed the Risk Management Association’s (RMA) Business Lending Course.SummaryPartner Community Capital (PCAP) is proud to announce that Cedric Greene, one of our dedicated Business Lenders, has successfully completed the Risk Management Association’s (RMA) Business Lending Course. Charleston, W.Va. — Partner Community Capital (PCAP) is proud to announce that Cedric Greene, one of our dedicated Business Lenders, has successfully completed the Risk Management Association’s - [Recreational Economies Initiative (REI) for West Virginia](https://partnercap.org/recreational-economies-initiative-west-virginia/) - Tourism and recreation have a significant impact on the economy of West Virginia. Tourism, specifically, is one of the state’s leading industries, generating billions of dollars annually and providing jobs to thousands of residents.West Virginia’s natural beauty and outdoor recreation opportunities attract visitors from all over the world. The state boasts over 50 state parks, - [Revitalizing Healthcare in Mingo County, WV: Partner Community Capital's Impact ](https://partnercap.org/revitalizing-healthcare-in-mingo-county-wv-partner-community-capitals-impact/) - In Mingo County, West Virginia, a remarkable transformation is unfolding as Williamson Memorial reopens the community hospital facilities, thanks in part to a crucial $2 million investment from Partner Community Capital (PCAP). This funding is pivotal in the hospital’s resurgence, enabling it to cover initial operating expenses, hire employees, and launch essential lab and radiology In Mingo County, West Virginia, a remarkable transformation is unfolding as Williamson Memorial reopens the community hospital facilities, thanks in part to a crucial $2 million investment from Partner Community Capital (PCAP). - [Partner Community Capital Receives $7 Million Unrestricted Grant](https://partnercap.org/partner-community-capital-receives-7-million-unrestricted-grant/) - SummaryPartner Community Capital (PCAP) announces the receipt of a $7 million unrestricted, one-time operating grant from Yield Giving, a philanthropic initiative established by MacKenzie Scott. Charles Town, W.Va. — Partner Community Capital (PCAP) is thrilled to announce the receipt of a $7 million unrestricted, one-time operating grant from Yield Giving, a philanthropic initiative established by - [Partner Community Capital Welcomes New Board Members](https://partnercap.org/partner-community-capital-welcomes-new-board-members/) - Partner Community Capital welcomes new board members, Dwain Neeley, Gat Caperton, to strengthen its mission of supporting communities in Central Appalachia.SummaryPartner Community Capital (PCAP), a leading provider of lending solutions and support to businesses that strengthen communities in Central Appalachia and the Southeast, is pleased to announce the addition of two new members to its Board of Directors: Dwain Neeley, Senior VP of Community Lending for Fahe in Oak Ridge, TN, and Gat Caperton, CEO - [Partner Community Capital Announces Support for Western North Carolina Small Business Initiative to Aid Hurricane Helene Recovery](https://partnercap.org/partner-community-capital-announces-support-for-western-north-carolina-small-business-initiative-to-aid-hurricane-helene-recovery/) - PCAP announces $10M initiative with Dogwood Health Trust to support Western NC small businesses. Grants up to $25K available. Apply by Nov 27.SummaryUp to $25,000 in Relief Grants Now Available for Small Businesses with Support from Dogwood Health Trust. Asheville, N.C. – Partner Community Capital (PCAP) is proud to announce the launch of the Western North Carolina Small Business Initiative, an effort led by Appalachian Community Capital and funded by a $10 million lead grant from Dogwood - [PCAP Fuels New Elk River Projects, Boosting Outdoor Recreation, Local Economy in Braxton County](https://partnercap.org/pcap-fuels-new-elk-river-projects-boosting-outdoor-recreation-local-economy-in-braxton-county/) - SummaryWith support from Partner Community Capital (PCAP), the Elk River Trail Foundation is embarking on a new project to make this natural resource even more accessible. The Elk River is more than just a winding waterway in West Virginia—it’s a lifeline for outdoor recreation enthusiasts and a growing part of the region’s economic future. Now, Learn how Partner Community Capital supports businesses along the Elk River, driving rural economic growth with sustainable financing solutions. - [The Lazy Tiger Comes to Life through PCAP Partnership](https://partnercap.org/the-lazy-tiger-comes-to-life-through-pcap-partnership/) - Ryan Appleton took a sabbatical from his corporate job, traveling through South America and dreaming of a more fulfilling career path. During his travels, he stayed at various hostels and was struck by the profound impact a good hostel could have on a traveler’s experience. The vibrant communities, the shared stories, and the unforgettable connections PCAP’s support was instrumental in bringing the Lazy Tiger Hostel to life, providing not just financial backing but also patience and understanding through uncertain times. - [Partner Community Capital Fuels Success Story for Sky Ridge Yurts in Bryson City](https://partnercap.org/partner-community-capital-fuels-success-story-for-sky-ridge-yurts-in-bryson-city/) - It’s a beautiful sunny morning in Bryson City, North Carolina. Melissa Lambert, owner of Sky Ridge Yurts, has chosen the location of her business to offer guests an unparalleled experience amidst the breathtaking landscapes of Western North Carolina.USA Today named Sky Ridge Yurts the #1 glamping spot in the United States in 2024.“This exciting award PCAP played a pivotal role in Sky Ridge Yurts' journey, providing an initial loan that fueled the expansion and development of this unique retreat. - [New Nonprofit in Mars Hill, NC Launches with Boost from Partner Community Capital](https://partnercap.org/new-nonprofit-in-mars-hill-nc-launches-with-boost-from-partner-community-capital/) - Remnants Thrift & Sew will open a thrift store and host sewing classes, furthering their mission to provide quality clothing to local families, especially those in need. The heart of the building is the new sewing space, which features an “open sew” program for anyone to visit and use the sewing machines for free. - [Reviving a Culinary Gem: Green River BBQ](https://partnercap.org/reviving-a-culinary-gem-green-river-bbq/) - Partner Community Capital (PCAP), a Community Development Financial Institution committed to empowering communities through financial support, played a pivotal role in realizing the Haas couple's dream. In early 2024, PCAP facilitated the purchase of Green River BBQ, ensuring the continuation of this culinary gem for generations to come. - [Turning Dreams into Reality for Boxer Craft House](https://partnercap.org/turning-dreams-into-reality-for-boxer-craft-house/) - Marie Bressler’s dream of expanding Boxer Craft House from a humble home-based business to a vibrant retail store became a reality, thanks to Partner Community Capital (PCAP). In the small town of Ranson, West Virginia, walking into the refurbished old Billie's Diner, now transformed into Boxer Craft House, one cannot help but marvel at the journey that led to this momentous achievement. - [Cultivating Connections: Mother Earth Food's Flourishing Journey with PCAP](https://partnercap.org/cultivating-connections-mother-earth-foods-flourishing-journey-with-pcap/) - Nestled in Tucker County's Thomas, The Adventure Guild Game Shop has transformed an old bank building into a gaming haven. Founded by Jason and Angie Downs, the shop caters to board game enthusiasts of all levels, boasting private gaming rooms and a Game Café. To enhance their web presence, they turned to Partner Community Capital (PCAP) and its Recreational Economies Initiative (WV REI). With the support of PCAP advisor Marti Jefferson, they secured funding for a website, connecting with gamers worldwide. This partnership exemplifies how strategic alliances can turn visions into reality for small businesses in West Virginia's thriving tourism sector. - [Tiny Houses, Big Impact: Coram Houses' Vision for Affordable Housing](https://partnercap.org/tiny-houses-big-impact-coram-houses-vision-for-affordable-housing/) - In the realm of alternative homeownership, Christopher Thomas' Coram Houses stands as a beacon of innovation. Shifting the paradigm away from traditional housing, Coram Houses focuses on sharing land and maximizing it with Tiny Homes or Accessory Dwelling Units (ADUs). Thomas, driven by a mission against housing injustice, collaborated with PCAP to secure a $200,000 loan. This financial boost allowed Coram Houses to restructure debts, maintain staff, and expand its footprint. As 2024 unfolds, Thomas envisions transformative projects, such as constructing ADUs for elderly tenants at a local church. Coram Houses exemplifies how strategic financing fosters growth and societal impact. - [Strategic Moves: How The Adventure Guild Game Shop Leveled Up with PCAP](https://partnercap.org/strategic-moves-how-the-adventure-guild-game-shop-leveled-up-with-pcap/) - Nestled in Tucker County's Thomas, The Adventure Guild Game Shop has transformed an old bank building into a gaming haven. Founded by Jason and Angie Downs, the shop caters to board game enthusiasts of all levels, boasting private gaming rooms and a Game Café. To enhance their web presence, they turned to Partner Community Capital (PCAP) and its Recreational Economies Initiative (WV REI). With the support of PCAP advisor Marti Jefferson, they secured funding for a website, connecting with gamers worldwide. This partnership exemplifies how strategic alliances can turn visions into reality for small businesses in West Virginia's thriving tourism sector. - [What Are the Different Types of Term Loans you can get at a CDFI?](https://partnercap.org/what-are-the-different-types-of-term-loans-you-can-get-at-a-cdfi/) - Are you a struggling entrepreneur looking for ways to finance your business? Partnering with a Community Development Financial Institution (CDFI) to secure a business loan could be the solution you’re looking for. However, you may be wondering what kind of term loan is best for you and your business. A term loan is a loan that provides you with a lump sum that gets repaid in regular installments over a set period of time. Read on to learn more about three types of term loans that CDFIs offer to see which would work best for your business. - [USDA RURAL ENERGY FOR AMERICA PROGRAM, Inflation Reduction Act – Grant and Guaranteed Loan](https://partnercap.org/usda-rural-energy-for-america-program-inflation-reduction-act-grant-and-guaranteed-loan/) - Thanks to the Inflation Reduction Act (IRA), REAP can now provide guaranteed loans of up to 75% of the cost of eligible projects and grants covering up to 40% of project costs for small businesses and agricultural producers that want to integrate renewable energy technology. Applications for the 2023 fiscal year are due March 31, 2023. - [What Are the Different Types of Community Development Financial Institutions (CDFIs)?](https://partnercap.org/what-are-the-different-types-of-cdfis/) - As a small business owner, you may be struggling to find a way to fund company. Luckily, Community Development Financial Institutions (CDFIs), were established specially to help people like you. Read on to learn more about the different types of CDFIs, and how you can borrow moneyto help boost your business.Community Development BanksCommunity Development Banks - [Banks vs. CDFIs: What’s the Difference?](https://partnercap.org/banks-vs-cdfi-difference/) - Running a business is not easy. Growing a business is harder still. Finding funding to grow your business can feel downright impossible. What do you do when your bank isn’t able to approve your business loan? Don’t give up. Consider partnering with a Community Development Financial Institution (CDFI), instead. Your bank isn’t the only place - [Why You Should Partner With a CDFI](https://partnercap.org/why-partner-with-a-cdfi/) - As a small business owner, founder of a non-profit organization, or member of a low-income community, you may experience difficulty when it comes to funding your business or group. Luckily, financing can be easier when you partner with a Community Development Financial Institution (CDFI). CDFIs are institutions that want companies and groups like you to - [NCIFund Partners with Truist and CornerSquare Community Capital to Support Underserved Small Businesses in Central Appalachia and the Southeast](https://partnercap.org/natural-capital-investment-fund-chosen-by-truist-to-partner-on-new-40-million-fund-to-support-racially-and-ethnically-diverse-small-business-owners-women-and-low-and-moderate-income-communities/) - Today, Natural Capital Investment Fund (NCIFund), a Charles Town, WV based community development financial institution (CDFI) is announcing its partnership with Truist and CornerSquare Community Capital, a new national nonprofit fund that will support NCIFund and five other CDFIs through the purchase of 25% loan participations. “NCIFund’s mission to support entrepreneurs who are creating jobs - [NCIFund and Positec Group Award $50,000 in COVID-19 Emergency Grants to NC Small Businesses](https://partnercap.org/ncifund-and-positec-group-award-50-000-in-covid-19-emergency-grants-to-nc-small-businesses/) - CHAPEL HILL, N.C. — The Natural Capital Investment Fund (NCIFund), a mission-driven small business lender to locally-owned enterprises in the Southeast and central Appalachia, recently partnered with The Positec Group to award $50,000 in grants to help four North Carolina small businesses weather the COVID-19 crisis. The Positec Group is a Charlotte, NC-based company that manufacturers and markets tools under the - [NCIFund Receives Loan To Support Downtown Redevelopment and Entrepreneurship in Charleston, WV](https://partnercap.org/ncifund-receives-loan-from-greater-kanawha-valley-foundation-for-entrepreneurship-in-charleston-wv/) - SHEPHERDSTOWN, W.V. — The Natural Capital Investment Fund (NCIFund) recently received a $300,000 loan from the Greater Kanawha Valley Foundation in Charleston, WV. The loan will be used to expand NCIFund’s small business loan program which provides financing for equipment, working capital and real estate acquisition to start-up and early-stage small businesses in underserved communities in the - [NCIFund Opens Low Interest Hurricane Recovery Loans to Carolina Farmers](https://partnercap.org/ncifund-opens-low-interest-hurricane-recovery-loans-to-carolina-farmers/) - Natural Capital Investment Fund (NCIFund), Carolina Farm Stewardship Association (CFSA), and Rural Advancement Foundation International (RAFI-USA) committed to recovery of local farmers and sustainable, healthy food systems CHAPEL HILL, N.C. — The Natural Capital Investment Fund (NCIFund) has launched the RESEED Recovery Fund, a $250,000 program that will provide low-interest, easily accessible loans to North Carolina and - [New Grant Supports West Virginia Downtown Redevelopment](https://partnercap.org/new-grant-supports-west-virginia-downtown-redevelopment/) - Natural Capital Investment Fund and Northern West Virginia Brownfields Assistance Center to Support Diverse Economies and Job CreationSHEPHERDSTOWN, W.V.— The Natural Capital Investment Fund (NCIFund) was awarded $1.7 million in funding to cultivate healthy downtown commercial districts in West Virginia, working alongside for-profit developers, independent building owners, nonprofit development groups and commercial tenants.With support from the Appalachian - [United Bank Funding Supports West Virginia Small Businesses](https://partnercap.org/united-bank-funding-supports-west-virginia-small-businesses/) - Natural Capital Investment Fund Receives Funding from United Bank to Support Small Businesses in 26 Underserved West Virginia CountiesSHEPHERDSTOWN, W.V.— The Natural Capital Investment Fund (NCIFund), a small business lender that supports locally-owned enterprises throughout central Appalachia and the Southeast, recently announced that it has received more than $500,000 in investment and grant support from United - [Historic Camp E-Mun-Talee Land Purchased for Herbal Medicine School and Conference Center](https://partnercap.org/historic-camp-e-mun-talee-land-purchased-for-herbal-medicine-school-and-conference-center/) - Natural Capital Investment Fund Loan Enables Herbal Medicine School to Purchase 500-acre Property from Piedmont Land ConservancyLOWGAP, N.C.—Natural Capital Investment Fund (NCIFund) and the Piedmont Land Conservancy (PLC) announced today the purchase of the historic Camp E-Mun-Talee by Eclectic School of Herbal Medicine and Wellspring Mountain, Inc. The 500-acre property, located in western Surry County - [United Bank is First in State to Support Lending in Underserved Communities Through Investment in NCIFund](https://partnercap.org/united-bank-is-first-in-state-to-support-lending-in-underserved-communities-through-investment-in-ncif/) - This release was distributed by United Bank and published here with permission. To view the original posting, click here. SHEPHERDSTOWN, W.V.—United Bank, Inc., a subsidiary of United Bankshares, Inc., the largest bank holding company headquartered in West Virginia, recently announced the investment of $500,000 in the Natural Capital Investment Fund (NCIFund). NCIFund, a small business lender that supports - [New Grant Funding Supports Small Business Development In West Virginia’s Coal-Impacted Communities](https://partnercap.org/new-grant-funding-supports-small-business-development-in-west-virginia-s-coal-impacted-communities/) - Natural Capital Investment Fund and Hatfield-McCoy Regional Recreation Authority to Support Diverse Economies and Job CreationSHEPHERDSTOWN, W.V. —The Natural Capital Investment Fund (NCIFund)—a green business lender and an affiliate of the national nonprofit Conservation Fund—and the Hatfield-McCoy Regional Recreation Authority (Hatfield-McCoy) announced their partnership focused on creating jobs and improving quality of life in coal-impacted communities in southern West Virginia. ## Pages - [Home](https://partnercap.org/) - Partner Community Capital is a CDFI for your small business loans. Learn how our lending institution can help you grow—no matter what your income level is. - [Borrow from Partner Community Capital™](https://partnercap.org/apply/) - Apply for a Business Loan that Fits Your Needs Partner Community Capital (PCAP) lends to small businesses and nonprofits to grow their operations, increase profitability, create employment opportunities, and have a positive community and environmental impact. About Our Lending PCAP supports sustainable economic development by providing flexible, cash flow-based loans to small and emerging businesses - [PCAP Underwriting](https://partnercap.org/pcap-underwriting/) - PCAP Underwriting Partner Community Capital is a community development financial institution, meaning we are a mission-driven lender. Read more about what we look for in a loan application. What We Look For: Community Impact: PCAP prioritizes projects that have a positive impact on the community. We specialize in lending to businesses and nonprofits that create quality - [Loan Application Guide](https://partnercap.org/loan-application-guide/) - Partner Community Capital Loan Application Guide Ready to apply for a loan? Check out our video that helps you step-by-step through our application process. Our Loan Application Made Easy Thank you for considering Partner Community Capital (PCAP) for your financing needs. Part 1 of PCAP’s loan application is an online form that must be completed - [Business Support Services](https://partnercap.org/business-support-services/) - Business Support Services At Partner Community Capital™’ (PCAP), we know that access to capital is just the start. That’s why we offer customized business support to help entrepreneurs grow with purpose, resilience, and impact—no matter where they’re starting from.Our team works together with small business owners, offering guidance rooted in real-world experience and tailored to - [Speciality Loans & Programs](https://partnercap.org/speciality-loans-programs/) - Specialty Loans & Programs In addition to working with federal credit enhancements and guarantees, we occasionally offer specialty loan programs that can help a loan get across the finish line and benefit the borrower. Credit Enhancements & Guaranty Programs PCAP participates in a number of credit enhancement and guaranty programs, including, but not limited to:SBA - [What We Do](https://partnercap.org/what-we-do/) - What We Do Partner Community Capital gives entrepreneurs who can’t get a “yes” from traditional lenders the capital and strategic advice they need to grow. We support businesses and non-profits located in communities across Central Appalachia and the Southeast. A Sustainable Approach Partner Community Capital (PCAP) is a 501(c)(3) non-profit community lender that uses a - [Impact](https://partnercap.org/impact/) - Impact Partner Community Capital™ supports locally-owned enterprises in central Appalachia and the Southeast that create lasting jobs and community wealth, while using natural resources responsibly or providing vital community services. Partnering for Impact We can’t do it alone; we rely on a broad network of community partners and business advisory service providers to help entrepreneurs - [Invest for Impact](https://partnercap.org/for-investors/) - For Investors – Invest for Impact By supporting the work of Partner Community Capital™ (PCAP), institutions and individuals can invest for impact in Appalachian and Southeastern communities. Interest Form Why invest in Partner Community Capital? We reach and support entrepreneurs who deserve a fair shot.PCAP catalyzes environmentally sustainable economic development by providing flexible capital and - [Financials & Audits](https://partnercap.org/financials-and-audits/) - Financials & Audits We expect our borrowers to maintain fiscally healthy organizations while generating positive impacts in their communities. Partner Community Capital is no different. We’ve maintained profitable operations for 20 years straight while managing rapid growth. Partner Community Capital (PCAP) is committed to increasing our self-sufficiency by growing earned income, which comes from interest - [Capital for Growth](https://partnercap.org/what-we-do/lending/) - Lending Partner Community Capital™ lends to small to mid-sized businesses, agricultural enterprises and nonprofits that have positive community, economic and environmental impacts, but can’t access traditional financing because of perceived risks. Capital for Growth Flexible Capital We offer flexible financing, and we use careful underwriting and a range of credit enhancement programs to make good - [Staff](https://partnercap.org/about-partner-community-capital/staff/) - Staff Partner Community Capital (PCAP) staff are talented individuals committed to our mission of expanding access to capital and other resources to underserved communities. Our staff come from business, banking, venture capital, community development, philanthropy, and higher education. PCAP is headquartered in Charles Town, West Virginia, and staff are located across West Virginia and North - [Job Openings](https://partnercap.org/job-openings/) - Job Openings Partner Community Capital is a US Treasury-certified Community Development Financial Institution (“CDFI”) established in 2000 to provide financing and technical assistance to triple-bottom-line businesses in the Southeast US, primarily in NC and WV. PCAP’s business clients are predominantly located in underserved communities and are unable to access adequate capital from traditional sources. Open - [New Markets Tax Credit Program](https://partnercap.org/new-markets-tax-credit-program/) - New Markets Tax Credit Program Financing Transformational Projects in Appalachia New Markets Tax Credit (NMTC) Program Partner Community Capital, Inc. (PCAP) helps economically distressed communities across Appalachia access critical capital through the New Markets Tax Credit (NMTC) Program. This federal program is designed to fill financing gaps for high-impact projects, enabling private investors to make - [A Trusted Lending Partner](https://partnercap.org/for-bankers/) - A Trusted Lending Partner Partner Community Capital™ (PCAP) has successfully partnered with banks and community-based lenders of all sizes to ensure borrowers get the funding and wrap-around services needed to make their project happen. Here are some of the ways we work with other lending institutions. Co-Lending & Participations We frequently partner with other lending - [Meet the Business Advisory Team](https://partnercap.org/meet-the-business-advisory-team/) - Meet the Business Support Services Team Louis Argento Client Services Specialist Christopher Burg Business Support Services Coordinator Dawn Hylbert Certified Business Advisor Jessie Ice Senior Manager, Business Support Services Liberty Newberry Manager, Business Support Services Elizabeth Wilkes Manager, Business Support Services - [Meet the Lenders](https://partnercap.org/meet-the-lenders/) - Meet the Lenders Partner Community Capital (PCAP) lenders take the time to understand your business and structure a loan that meets your goals and ability to repay. Find your region’s lender below. Interested in applying for a loan with PCAP? Please review our FAQs and then reach out to the lender in your region. Loans - [Board of Directors](https://partnercap.org/about-partner-community-capital/board-of-directors-advisory-committees/) - Board of Directors As a certified Community Development Financial Institution, Partner Community Capital (PCAP) maintains a Board of Directors that represents the interests of those we seek to serve. These volunteers help ensure we aim true and hit the mark to improve the quality of life for underserved people and communities. Board of Directors Gat - [Microlending Initiative  ](https://partnercap.org/business-support-services/microlending-initiative/) - At Partner Community Capital (PCAP), we know that great businesses often start small. That’s why we created our Microlending Program—to provide flexible, relationship-based funding to entrepreneurs who need a boost to get started or scale up. - [Value Chain Cluster (VC2) Initiative](https://partnercap.org/business-support-services/west-virginia-programs/value-chain-cluster-initiative/) - Supporting the Food System from Field to Fork Partner Community Capital’s (PCAP) team provides hands-on business development and coaching services to bolster expanding local food and farm businesses in West Virginia. At PCAP, we work with businesses across all aspects of the food chain, from field to fork and beyond, to help build a resilient - [Recreational Economies Initiative](https://partnercap.org/business-support-services/west-virginia-programs/west-virginia-recreational-economies-initiative/) - Helping Your Tourism & Recreation Business on the Trail to Success Partner Community Capital’s (PCAP) team supports the growth of outdoor recreation businesses and the communities in which they operate. We focus on fostering economic development in rural areas by providing financial support, business support services, and community collaboration strategies to businesses and projects related - [FAQ & Lending Language](https://partnercap.org/frequently-asked-questions/) - FAQs & Lending Language Explore our FAQs to uncover valuable insights about CDFI loans and business advisory services. Whether you’re seeking funding or guidance, our comprehensive resources are designed to address your questions and empower you on your financial journey. Frequently Asked Questions What kind of loans does PCAP make? PCAP finances small businesses, nonprofits, - [Business Planning Tools](https://partnercap.org/business-planning-tools/) - Ready to Get Loan Ready? Partner Community Capital (PCAP) is here to guide you through the journey of getting loan ready and navigating the process with confidence. Our tailored solutions and expert guidance empower you to assess your financial readiness, understand your options, and craft a compelling loan application. Business Planning Tools Review the tools - [Energy Efficient Enterprise Initiative](https://partnercap.org/business-support-services/renewable-energy-efficiency/) - Clean Energy & Sustainability Businesses Partner Community Capital (PCAP) helps businesses unlock the power of renewable energy and efficiency to build resilient, safe, and healthy communities while driving long-term economic prosperity. PCAP’s team has worked with many businesses to upgrade lighting, improve equipment, renovate buildings, and add renewable energy systems like solar and waste-to-energy. We - [Rural Business Builder Loan](https://partnercap.org/business-support-services/north-carolina-programs/rural-business-builder-loan/) - Rural Business Builder Loan Supporting Small Businesses in Rural WNC Partner Community Capital’s (PCAP) Rural Business Builder Loan was created to meet the needs of entrepreneurs in rural Western North Carolina, including women and people of color. The Rural Business Builder Loan provides an affordable, flexible lending option for new and existing small business owners - [West Virginia Capital Access Program](https://partnercap.org/business-support-services/west-virginia-programs/west-virginia-capital-access-program/) - West Virginia Capital Access Program What is the West Virginia Capital Access Program (WVCAP)? WVCAP is designed to assist credit-worthy companies that may not fit traditional lending models. Through the federal State Small Business Credit Initiative, a component of the American Rescue Plan Act of 2021, West Virginia will receive over $70 million to support qualifying - [Downtown Redevelopment Initiative](https://partnercap.org/business-support-services/west-virginia-programs/downtown-redevelopment-initiative/) - Downtown Appalachia Redevelopment Initiative Partner Community Capital™ has teamed up with the Brownfields Assistance Center at West Virginia University to create the Downtown Appalachia Redevelopment Initiative. We see tremendous opportunity to transform vacant, decaying and underutilized downtown properties into thriving centers of business, retail, housing, community, and culture. But redevelopment can be challenging, technically and - [West Virginia Programs](https://partnercap.org/business-support-services/west-virginia-programs/) - West Virginia Programs Downtown Appalachia Redevelopment Initiative Helping transform vacant downtown properties into vibrant hubs of business, housing, and culture. Learn More Value Chain Cluster (VC2) Initiative We work with businesses across all aspects of the food chain, from field to fork and beyond, to help build a resilient local and regional food system. Learn - [Eastern North Carolina Entrepreneurial Promise (ENCEP)](https://partnercap.org/business-support-services/north-carolina-programs/eastern-north-carolina-entrepreneurial-promise-encep/) - Business Coaching and Consulting – NC Entrepreneurial Promise A joint project of Partner Community Capital™ and The National Institute of Minority Economic Development Partner Community Capital (PCAP) is partnering with The National Institute of Minority Economic Development (The Institute) to offer ENCEP, an intensive virtual incubator for promising small businesses owned by women (“WBEs”) and - [North Carolina Programs](https://partnercap.org/business-support-services/north-carolina-programs/) - North Carolina Programs Energy Efficient Enterprise Initiative Unlocking the power of renewable energy and efficiency to build resilient, safe, and healthy communities while driving long-term economic prosperity. Learn More North Carolina Entrepreneurial Promise Business coaching and consulting available through a joint project of Partner Community Capital™ and The National Institute of Minority Economic Development. Learn - [About Partner Community Capital](https://partnercap.org/about-partner-community-capital/) - About Us Partner Community Capital™ is a small business loan fund that supports entrepreneurs who are creating jobs and businesses in underserved communities in central Appalachia and the Southeast. Roots in Appalachia PCAP catalyzes environmentally sustainable economic development by providing flexible capital and advisory services to businesses and organizations that create employment and benefit underserved - [25th Anniversary](https://partnercap.org/25years/) - 25th Anniversary Celebrating 25 Years of Making the Impossible Possible. In 2025, PCAP is proud to celebrate 25 years of making the impossible possible!We will be sharing links and stories throughout the year to highlight the work we’ve done over the years and what we’re looking forward to in the future. Read Our Latest Impact - [Contact Us](https://partnercap.org/contact/) - Contact Us Interested in investing in PCAP or want to partner with PCAP on a loan? Please fill out the below inquiry form and we’ll follow up as soon as possible. If you are interested in borrowing money from PCAP, please contact the lender in your area. Investing or Partnership Inquiries Please enable JavaScript in - [Donate](https://partnercap.org/donate/) - More than Lending Tax-deductible contributions to Partner Community Capital™ are critical to supporting our “lending +” approach to community economic development. Over and over, we’ve seen how targeted advisory services help promising companies make the most of the loan capital we provide. We contract with experienced consultants who can help a company set up its - [Hurricane Helen Recovery Resources](https://partnercap.org/hurricane-recovery-resources/) - Western North Carolina Small Business Initiative Up to $25,000 in Relief Grants Now Available for Small Businesses with Support from Dogwood Health Trust. Application Information Partner Community Capital is here to support small business owners in Western North Carolina who were impacted by Hurricane Helene. Through a $10 million lead grant from Dogwood Health Trust, - [News](https://partnercap.org/news/) - News Partner Community Capital Awarded USDA Grant to Support West Virginia Farmers and Local Food Systems June 2, 2026 “This grant represents an important investment in the long-term success of local farmers and food entrepreneurs. By expanding access to training, resources, and market opportunities, ... Read More Partner Community Capital Hosts 14th Annual Western North Carolina Business - [Client Stories](https://partnercap.org/client-stories/) - Client Stories Client Stories Turning Pages and Building Community: Monkey Wrench Books Marks One Year in Morgantown Summary Celebrating its first anniversary, Monkey Wrench Books in Morgantown is more than a bookstore — it’s a community hub for connection, creativity, and advocacy. ... Read More → Client Stories Fries, Flavor, and Fresh Starts: Filthy Fries - [Client Profiles](https://partnercap.org/client-profiles/) - Client Profiles All #BankvsCDFI #BusinessLending #CDFI #CDFILoans #CDFILoanTypes #CDFITypes #healthcare #hospitality #LendingInstitutionComparison #LendingInstitutions #RecreationalEconomiesInitiative #smallbusinessloans #Tourism #WesternNC #WestVirginiaEconomy after_paragraph Amazon Silk Android archive astra Chrome Client Stories comments Conservation disable Diverse Entrepreneurs Downtown Revitalization error-404 Essential Infrastructure everywhere Fire OS Firefox footer Footer Basic Menu header Health iPhone Leadership Linux Macintosh Main Nav message News - [Potential Borrower Quiz](https://partnercap.org/potential-borrower-quiz/) - Potential Borrower Quiz Take our Potential Borrower Quiz to determine if you’re prepared to engage with a PCAP lender. Assess your readiness and discover if you’re primed to take the next step towards securing the funding you need. Quiz: Are you ready to reach out to a PCAP lender? Please read the following statements and - [Borrower Stories](https://partnercap.org/borrower-stories/) - Borrower Success Stories We invite you to read through a snapshot of the many inspiring journeys we have taken with our borrowers. Read on to explore how our tailored financial solutions have transformed lives and businesses alike. Equipment Loans Equipment LoansFirsthand FoodsCohesion Phenomics Real Estate Loans Almost Heaven Working Capital General DrugCoram Houses Speciality Loan - [Terms of Service](https://partnercap.org/terms-of-service/) - Terms of Service This site and all digital extensions of this site using the partnercapital.org, partnercap.org, and/or any domain name owned or controlled by Partner Community Capital. (collectively, the “Website”) provide a complimentary information service offered by Partner Community Capital (“Partner Community Capital”) to you as a Website user, with the express condition that you - [Refund Policy](https://partnercap.org/refund-policy/) - Refund Policy Your gift is very much appreciated and may be tax-deductible to the fullest extent permitted by law. Please check with your personal tax advisor regarding the deduction of your gift.Partner Community Capital does not offer refunds of any kind. For online donation questions or concerns, please email inquiries@partnercapital.org. - [Newsletter Sign-up](https://partnercap.org/newsletter/) - Newsletter Sign-up Receive the latest news right to your inbox. Please enable JavaScript in your browser to complete this form.Name *FirstLastEmail *Zip Code *Subscribe - [Privacy Policy](https://partnercap.org/privacy-policy/) - Privacy Notice Partner Community Capital™ (PCAP) is committed to protecting your privacy. Our privacy policy covers information we collect on our website and the manner in which we use it.If you have questions or concerns, please contact us via e-mail at webmaster@partnercapital.org. What information do we collect? Your IP (Internet Protocol) address is used to gather - [Stay in touch!](https://partnercap.org/newsletter-signup-success/) - Thank you for subscribing. Your email address has been added to our subscriber database. Read the latest e-newsletter Past e-newsletters Winter 2018 NewsletterFall 2017 NewsletterSummer 2017 NewsletterSpring 2017 NewsletterWinter 2017 NewsletterFall 2016 NewsletterSpring 2016 NewsletterFall 2015 NewsletterSpring 2015 Newsletter ## Anniversary Posts - [Rebuilding After the Storm: How PCAP is Helping Green River BBQ Rise from Disaster](https://partnercap.org/anniversary/rebuilding-after-the-storm-how-pcap-is-helping-green-river-bbq-rise-from-disaster/) - When Hurricane Helene tore through western North Carolina, the historic Green River BBQ in Saluda suffered a devastating blow. A mudslide and falling tree severely damaged key parts of the restaurant, including the kitchen, dining area, walk-in cooler and freezer, roof, propane tank and outbuildings. The path to reopening requires more than just repairs—it means Partner Community Capital (PCAP) stepped in to provide critical support to the owners of Green River BBQ in Saluda, NC. - [The Lazy Tiger Rebounds After Hurricane Helene with PCAP’s Support](https://partnercap.org/anniversary/the-lazy-tiger-rebounds-after-hurricane-helene-with-pcaps-support/) - When Hurricane Helene swept through Western North Carolina, it left behind widespread devastation, testing the resilience of communities and small businesses alike. The Lazy Tiger, a beloved lodging and hospitality business near Asheville, was hit hard—but thanks to Partner Community Capital’s (PCAP) timely support, the business not only weathered the storm but also found ways The Lazy Tiger was hit hard—but thanks to PCAP's support, the business not only weathered the storm but also found ways to help its community recover. - [With Love to WNC: PCAP Helps Western North Carolina Clients Following Hurricane Helene Devastation](https://partnercap.org/anniversary/new-anniversary-test-post-title/) - PCAP moved swiftly to offer an initial two-month loan payment deferral to impacted borrowers, easing financial pressure on local businesses that were forced to close. This is just a first step, designed to help businesses focus on immediate needs. PCAP’s lending team is working closely with individual clients to review their needs going forward ## Courses - [Business Finance Basics](https://partnercap.org/courses/business-finance-basics/) - [Separating Your Business & Personal Finances](https://partnercap.org/courses/separating-your-business-and-personal-finances/) - [Financial Statements & Budgeting Basics](https://partnercap.org/courses/financial-statements-budgeting-basics/) - [Found or Forgotten: Optimizing Small Business Virtual Visibility](https://partnercap.org/courses/found-or-forgotten-optimizing-small-business-virtual-visibility/) - [Marketing Basics](https://partnercap.org/courses/marketing-basics/) - [Small Business Startup](https://partnercap.org/courses/small-business-startup/) - Small Business Startup - Partner Community Capital - [Building a Business Plan](https://partnercap.org/courses/building-a-business-plan/) - [Financial Literacy: Managing Business Finances](https://partnercap.org/courses/financial-literacy-managing-business-finances/) - [Getting Registered into the System for Rewards Management (SAM.GOV)](https://partnercap.org/courses/getting-sba-woman-owned-small-business-wosb-certified-2/) - Discover how to get your business registered with the System for Awards Management (SAM.GOV). - [Advanced Social Media Marketing](https://partnercap.org/courses/advanced-social-media-marketing/) - 2-hour virtual workshop that takes a deeper dive into effective online marketing for your small business. - [Business Finance Best Practices](https://partnercap.org/courses/business-finance-best-practices/) - All the business finance fundamentals in one easy, 2-hour virtual course. - [DOING BUSINESS WITH THE FEDERAL GOVERNMENT | 5 Parts](https://partnercap.org/courses/doing-business-with-fed/) - The federal government contracts with small businesses to buy products and services. Learn how your small business can navigate the process. - [Quickbooks basics](https://partnercap.org/courses/quickbooks-basics/) - Bookkeeping basics for your small business. A crash course in everything you need to get started in QuickBooks. 2-hour virtual workshop. - [YOU CANVA DO IT: BUILD YOUR BRAND AND BUSINESS WITH ONE SIMPLE MARKETING TOOL](https://partnercap.org/courses/you-canva-do-it/) - Learn how you can utilize Canva to develop your brand, enhance your social media presence, create a website and MORE. - [Top 5 Marketing tips to Increase Online Sales](https://partnercap.org/courses/getting-sba-woman-owned-small-business-wosb-certified-2-2/) - Learn how to increase your online sales with these simple and easy tips ! - [Getting SBA Woman-Owned Small Business (WOSB) Certified](https://partnercap.org/courses/getting-sba-woman-owned-small-business-wosb-certified/) - Find out how your Woman Owned Small Business can register on SBA’s new, free, online portal. - [Entrepreneurial Resources for WV Small Business Owners](https://partnercap.org/courses/entrepreneurial-resources/) - Learn about exciting opportunities for WV Business Owners including: WV Entrepreneurship Ecosystem, WV Business Link, and MORE! - [Leadership in Times of Change | 3 Parts](https://partnercap.org/courses/wbc-leadership-in-times-of-change/) - Change is inevitable in the life of every organization. Our course about effective leadership in shifting seasons addresses this very topic. Join us for this very important course lead by Lydotta Taylor. ## Lessons - [Getting Registered into SAM.gov](https://partnercap.org/lessons/getting-registered-into-sam-gov/) - [Lesson Title](https://partnercap.org/lessons/lesson-title/) - [OVERVIEW OF SMALL BUSINESS CERTIFICATIONS: Module 2](https://partnercap.org/lessons/overview-small-business-certifications/) - The federal government contracts with small businesses to buy products and services. Learn how your small business can navigate the process. - [GETTING REGISTERED AND NAVIGATING SAM.GOV: Module 1](https://partnercap.org/lessons/getting-registered-and-navigating-sam-gov-module-1/) - The federal government contracts with small businesses to buy products and services. Learn how your small business can navigate the process. - [MAXIMIZING STRATEGIC PARTNERSHIPS AND RELATIONSHIPS: Module 5](https://partnercap.org/lessons/maximizing-strategic-partnerships-and-relationships-module-5/) - The federal government contracts with small businesses to buy products and services. Learn how your small business can navigate the process. - [SELLING TO THE FEDERAL GOVERNMENT: Module 3](https://partnercap.org/lessons/selling-to-the-federal-government-module-3/) - The federal government contracts with small businesses to buy products and services. Learn how your small business can navigate the process. - [NAVIGATING THE FEDERAL PROCUREMENT DATA SYSTEM: Module 4](https://partnercap.org/lessons/navigating-the-federal-procurement-data-system-module-4/) - [Business Finance Best Practices Webinar](https://partnercap.org/lessons/business-finance-best-practices-webinar/) - [Advanced Social Media Marketing Webinar](https://partnercap.org/lessons/advanced-social-media-marketing-webinar/) - [Quickbooks Basics Webinar](https://partnercap.org/lessons/quickbooks-basics-webinar/) - [YOU CANVA DO IT](https://partnercap.org/lessons/webinar-2/) - [Top 5 Marketing Tips](https://partnercap.org/lessons/top-5-marketing-tips/) - [Getting SBA WOSB-Certified Webinar](https://partnercap.org/lessons/sba-wosb-certified-webinar/) - [Entrepreneurial Resources Webinar](https://partnercap.org/lessons/entrepreneurial-resources-webinar/) - [START, SCALE, SUCCEED MENTORSHIP](https://partnercap.org/lessons/webinar/) - [WBC Leadership in Times of Change Part 3](https://partnercap.org/lessons/wbc-leadership-in-times-of-change-part-3/) - [WBC Leadership in Times of Change Part 2](https://partnercap.org/lessons/wbc-leadership-in-times-of-change-part-2/) - [WBC Leadership in Times of Change Part 1](https://partnercap.org/lessons/wbc-leadership-in-times-of-change-part-1/) ## Categories - [Uncategorized](https://partnercap.org/category/uncategorized/) - [News](https://partnercap.org/category/news/) - [Client Stories](https://partnercap.org/category/client-stories/) ## Tags - [#CDFI](https://partnercap.org/tag/cdfi/) - [#BusinessLending](https://partnercap.org/tag/businesslending/) - [#BankvsCDFI](https://partnercap.org/tag/bankvscdfi/) - [#LendingInstitutionComparison](https://partnercap.org/tag/lendinginstitutioncomparison/) - [#CDFILoanTypes](https://partnercap.org/tag/cdfiloantypes/) - [#CDFILoans](https://partnercap.org/tag/cdfiloans/) - [#CDFITypes](https://partnercap.org/tag/cdfitypes/) - [#LendingInstitutions](https://partnercap.org/tag/lendinginstitutions/) - [#RecreationalEconomiesInitiative](https://partnercap.org/tag/recreationaleconomiesinitiative/) - [#WestVirginiaEconomy](https://partnercap.org/tag/westvirginiaeconomy/) - [#smallbusinessloans](https://partnercap.org/tag/smallbusinessloans/) - [#healthcare](https://partnercap.org/tag/healthcare/) - [#WesternNC](https://partnercap.org/tag/westernnc/) - [#hospitality](https://partnercap.org/tag/hospitality/) - [#Tourism](https://partnercap.org/tag/tourism/) ## Stats Types - [view](https://partnercap.org/wpa-stats-type/view/) - [Chrome](https://partnercap.org/wpa-stats-type/chrome/) - [Macintosh](https://partnercap.org/wpa-stats-type/macintosh/) - [Safari](https://partnercap.org/wpa-stats-type/safari/) - [iPhone](https://partnercap.org/wpa-stats-type/iphone/) - [Windows](https://partnercap.org/wpa-stats-type/windows/) - [Firefox](https://partnercap.org/wpa-stats-type/firefox/) - [Android](https://partnercap.org/wpa-stats-type/android/) - [Linux](https://partnercap.org/wpa-stats-type/linux/) - [unknown](https://partnercap.org/wpa-stats-type/unknown/) - [Amazon Silk](https://partnercap.org/wpa-stats-type/amazon-silk/) - [Fire OS](https://partnercap.org/wpa-stats-type/fire-os/) ## Course Categories - [Private Courses](https://partnercap.org/course-category/private-courses/) - [Leadership](https://partnercap.org/course-category/leadership/) - [Open Courses](https://partnercap.org/course-category/open-courses/)