Microlending Initiative

At Partner Community Capital (PCAP), we know that great businesses often start small. That’s why we created our Microlending Program—to provide flexible, relationship-based funding to entrepreneurs who need a boost to get started or scale up.

Whether you’re launching a side hustle, running a food truck, or opening your first storefront, we’re here to help with loans between $5,000 and $50,000 and hands-on support to help you succeed.

  • Loan amounts: $5,000 – $50,000
  • Terms: Up to 5 years
  • Flexible repayment options
  • Personalized business support services

Our microlending program is designed for:

  • Startups and early-stage businesses
  • Sole proprietors and microenterprises (1–5 employees)
  • Entrepreneurs in rural, low-wealth, or underserved communities
  • Borrowers with limited credit history or collateral
  • Businesses that could utilize less than $50,000

We know that access to capital is only part of the equation. That’s why our program comes with:

  • Business coaching from PCAP advisors and partners
  • Support with business planning, marketing, and financials
  • Tools to help you build credit and grow confidently

“Microlending isn’t just about dollars—it’s about dignity, opportunity, and trust.” — JaLisha Richmond, Microlending Program Manager

Applying is simple and straightforward: Email inquiries@partnercapital.org.

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