Microlending Initiative
Flexible Loans. Real Support. Big Possibilities.

At Partner Community Capital (PCAP), we know that great businesses often start small. That’s why we created our Microlending Program—to provide flexible, relationship-based funding to entrepreneurs who need a boost to get started or scale up.
Whether you’re launching a side hustle, running a food truck, or opening your first storefront, we’re here to help with loans between $5,000 and $50,000 and hands-on support to help you succeed.
- Loan amounts: $5,000 – $50,000
- Terms: Up to 5 years
- Flexible repayment options
- Personalized technical assistance and coaching
Our microlending program is designed for:
- Startups and early-stage businesses
- Sole proprietors and microenterprises (1–5 employees)
- Entrepreneurs in rural, low-wealth, or underserved communities
- Borrowers with limited credit history or collateral
- Businesses that could utilize less than $50,000
We know that access to capital is only part of the equation. That’s why our program comes with:
Business coaching from PCAP advisors and partners
Support with business planning, marketing, and financials
Tools to help you build credit and grow confidently
“Microlending isn’t just about dollars—it’s about dignity, opportunity, and trust.” — JaLisha Richmond, Microlending Program Manager
Applying is simple and straightforward: Email inquiries@partnercapital.org.