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Business loans for the undervalued overachiever.
Our flexible, empowering loans can help your business grow.
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Get a loan that goes above and beyond.
We connect you to the help you need to grow a successful business.
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Business lending that does more.
Business lending to advance equity and help communities flourish.
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CDFI in North Carolina and West Virginia

Nothing should hold you back.

If you have a good idea, your business deserves a fair shot.

At Partner Community Capital (PCAP), we help small businesses get the capital and other resources they need but can’t access. We deliver flexible, empowering loans to borrowers in underserved communities. And, we connect clients to strategic advisory services so they can make the best use of our capital.

Lending, with a helping hand.

To be truly successful, you need a lending institution that rolls up their sleeves and helps. Along with CDFI loans, we can also connect you to valuable business advisory services to help your business flourish and grow.

Get in touch with our Community Development Financial Institution (CDFI) for your small business loans. Our team is here to readily help you with a lending hand.

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Gypsy Queen Cuisine Owner | CDFI

Financing that meets you where you're at.

Farmers | CDFI

Lending and support that grows with you.

A lender integrating human, financial and natural capital.

As a certified Community Development Financial Institution (CDFI) we focus on locally owned, environmentally responsible small businesses because they employ and build wealth for entrepreneurs, their families, and their communities. Since 2001:

  • PCAP has lent over $100 million to 500+ businesses and nonprofits, and we’ve provided 32,000 hours of advisory services to over 2,700 companies.
  • Roughly 50% of our borrowers have been women or people of color; 85% are in rural or economically distressed communities.
  • Our borrowers have created and retained more than 7,000 jobs and generated a wide range of social and environmental benefits
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Our Customers Trust Us

"We were happy to find a lender that could understand the vision we had to create an outdoor recreation space for our community.”
– Jennifer MillerBailey Mountain Bike Park, Marshall, North Carolina
"We’re so proud to be able to collaborate with Partner Community Capital and others in our community and use imaginative solutions to address a problem that needed to be faced, not avoided."
– Susan MyersFounder of Eastern Carolina Broadband, Pink Hill, North Carolina
“If it weren’t for Partner Community Capital, I would have been facing this project half blind!"
– Kacy KorczykOwner, On-Point Acupuncture Clinic, Beckley, West Virginia
“Partner Community Capital was willing to take a chance and loan us the money we needed to take our idea to the next level.”
—Art O’NeillCo-owner, BearWaters Brewing Company, Canton, North Carolina
"They supported our expansion with capital when we needed it, but just as important has been the technical assistance Partner Community Capital offers.”
– Steve MorseCEO, SJ Morse Company, Capon Bridge, West Virginia
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