Lending
Partner Community Capital™ lends to small to mid-sized businesses, agricultural enterprises and nonprofits that have positive community, economic and environmental impacts, but can’t access traditional financing because of perceived risks.
Capital for Growth
Flexible Capital
Lending Guidelines
Structure
Senior or subordinated debt. To leverage traditional debt from banks and other collateral-based lenders, Partner Community Capital™ can provide the “equity-like” capital that’s hardest to find.
Interest Rate
Interest rates reflect risk; our rates are based a variety of factors, including loan purpose, collateral, cash flow, and business profitability.
Amount
Amount: $5,000 up to $2,000,000, as senior or subordinated debt. Need more? We may be able to help. Our loans can stand alone or be part of a larger funding package that includes traditional debt from banks and other lenders. Our loans can also serve as gap or interim financing.
Uses
- Business acquisition
- Land and/or building purchase
- New building construction
- Building renovation/leasehold improvements
- Equipment (including vehicles)
- Refinance debt (in some cases)
- Working capital (including inventory)
- Cost-saving energy upgrades
